Bankruptcy: Last Week Tonight with John Oliver (HBO)

John Oliver details why people file for bankruptcy, how needlessly difficult the process can be, and the ways we can better serve people struggling with debt.

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  • Just get a job that pays better 4head.

    Connor AConnor A11 timmar sedan
  • lol 50 000 in debt you just fucked up in life duumb

    pooiuishpooiuish15 timmar sedan
  • It will NEVER cease to weird me out to see lawyers ads on American TV. I don't think any other country allows professionals(lawyers, auditors, etc) and MEDICAL COMPANIES to advertise

    Nithun SridharNithun Sridhar18 timmar sedan
  • gotta love when corruption gets the government to not pass reforms that would take money from rich people and give it to poor people who desperately need it

    Maddox Mulligan YuhasMaddox Mulligan YuhasDag sedan
  • Clearly seems like a minor injury 🤣

    JP SchlechtJP SchlechtDag sedan
  • What can you do? End the US. Seriously, it is obviously a complete failure and always would have been. The rest of the world NEEDS the US to end.

    custom buildcustom buildDag sedan
    • @seigeengine No we don't, and it's about time Americans realized that. Not only do we not need you, but you're fucking the rest of us. End... NOW.

      custom buildcustom build18 timmar sedan
    • The rest of the world needs the US to continue.

      seigeengineseigeengineDag sedan
  • As an Indian. Many of these issues don't concern me at all. But, this is a great show to watch and the presentation is lit. Also, I don't know why I am writing this. 😂

    KishanKishan2 dagar sedan
  • If you learn anything from this video, learn that Joe Biden is an absolute garbage human being who deserves our contempt, not our votes.

    Karmotrene Yellow SubmarineKarmotrene Yellow Submarine2 dagar sedan
    • lol, because he voted for legislation that prevented rich people from declaring bankruptcy when they could afford to pay off their debts?

      seigeengineseigeengineDag sedan
  • The clammy duckling concurringly expand because oatmeal regularly prick modulo a fantastic argument. supreme, present married

    Christopher ChavezChristopher Chavez2 dagar sedan
  • Way to avoid the ‘I guess I’ll just file for bankruptcy HaHaHaHa’ line by the evidently naive person who subsequently realized that the debt she took on wasn’t that simple to get rid of (hint, it’s in the fine print of the documents you signed)….. I’m not saying that being in her shoes is easy - far from it but his show could be so much better than it already is if he spread his ad hominems more evenly…

    C GC G2 dagar sedan
    • I think that highlights the point quite well that people are put in positions where they are ill-equipped to make good decisions, and have little to no recourse.

      seigeengineseigeengineDag sedan
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    Clarissa MorenoClarissa Moreno2 dagar sedan
  • America more than $23 trillion dollars in debt and has the auday to give me a credit score 🤣

    Sky On FireSky On Fire3 dagar sedan
  • okay maybe i'm a fucking idiot and i'm missing something but like ... given the interaction between biden and warren in that clip it's even more wild that warren was not a supporter for M4A

    stephanie santosstephanie santos3 dagar sedan
  • The raccoons...

    Joyful SorrowJoyful Sorrow3 dagar sedan
  • That Joe Manchin bit didn't age well, eh?

    aftrimgaftrimg5 dagar sedan
  • I was faced with over 200k in medical debt before ObamaCare, and ch7 that shit away. Biggest regret of my life.

    aftrimgaftrimg5 dagar sedan
  • I'm curious as to why black families are pushed toward chapter 13 bankruptcy. I mean sure call it discrimination but why and I dont just mean racism, I mean what is the purpose? Assuming you are racist wouldn't you trust black people less and therefore want to have them pay upfront rather than later and risk not getting it? Maybe it is more the assumption that black people are poor and therefore can't pay upfront. I don't know.

    Aidan SloanAidan Sloan5 dagar sedan
  • is that furry porn at 6:32? oh john, you rascal :3

    GREG MGREG M6 dagar sedan
  • It comes to mind to me the term "debt slavery" we used to have that here in Brazil and study about it in school. We do have a similar issue right now as well.

    Clara Castilho OliveiraClara Castilho Oliveira6 dagar sedan
  • John Oliver is not wrong but I wish he would focus on more pressing issues and step out of the confines of the gated institutional narrative. Ofcourse its important what you're talking about but you are micromanaging sir. There's lots of very important subjects that John Oliver just wont touch, important stuff that Jimmy Dore, The Rational National, The Greyzone, Secular Talk ect all is trying to create awareness of and all of them is being buried underneath the algorithm for for talking about it. I would recommend any of those channels over this one to all who likes following whats going on. Those who doesnt skip a subject because certain people would get mad them for talking about it.

    colly beanscolly beans6 dagar sedan
  • Are there really 3k bankers watching this?

    George ArnoldGeorge Arnold6 dagar sedan

    thatoneguythatoneguy7 dagar sedan
  • Bankruptcy bad. Paul Thomas Andersen dialogue good!

    Rob Dryden's Jr.Rob Dryden's Jr.7 dagar sedan
  • what a country. Oz.

    David LofdahlDavid Lofdahl7 dagar sedan
  • How often filed Donald Trump bancruptcy???

    Pit GutzmannPit Gutzmann7 dagar sedan
  • Wait what is the Windsor Heights Dairy Queen good for though

    non_zeronon_zero7 dagar sedan
  • Welcome to America where Republicans have been working with Democrats to screw over every American that gets in financial trouble and essentially making it impossible to declare bankruptcy. Thank you Biden for sponsoring and pushing that bill on behalf of your banking buddies in Delaware.

    yoked1234yoked12348 dagar sedan
  • Bankruptcy what you'll have now no one watches this unfunny British wanna be programming.

    Somebody StupidSomebody Stupid8 dagar sedan
  • student debt should NOT be able to be taken care of by bankrupsy

    FanageFanage8 dagar sedan
    • Education should be covered by the government as an investment in increasing the productivity of it's workforce.

      seigeengineseigeengineDag sedan
  • love you John xxx

    madaromadaro8 dagar sedan
  • Student loan debt cannot be discharged in bankrupcy.

    Francais LoverFrancais Lover9 dagar sedan
  • I went through a simular situation with being talked down to by a court ruled course I had to take. When I was 18 I got caught drinking underage at a party because some idiots started a short fight and the cops got called. The online class I had to take for it to not go on my record was a class for actual recovering alcoholics that required me to have a sobriety buddy to have daily conversations with and fill in daily reports of my struggles recovering. It was about a 3 month course and by the last week I was literally copy pasting "I'm not a fucking alcoholic, this course is a fucking joke even if I was an alcoholic. Eat a dick." in every questionnaire spot, with the final answer to the question "Overall how would you rate the experience of your journey?" with a 2 paragraph rant about how ridiculous this was. Also I passed.

    Twinkle ToesTwinkle Toes9 dagar sedan
  • I filed chapter 13 to keep my house n vehicle. I shouldn't have filed at all. I ended up withdrawing from it. I filed cause I was late 1 time on my business vehicle. They threatened to take it. Turns out they had no intention of wanting the truck they justed wanted to threaten me. However, the attorney told me I had no other choice then to file chapter 13.

    Dean WilliamDean William9 dagar sedan
  • The unarmed stage selectively concentrate because textbook histologically tick forenenst a true spoon. deranged, freezing butter

    denzel gregoiredenzel gregoire9 dagar sedan
  • Dude, comment from Australia. Probably just a note and generally on the approach recently... start talking about the positive and defendable position of candidates making change - not Andrew ‘the clown’ Giuliani. Spread a message to a broad base. People need to know the opposite not just the reason “why” conservatives are shithouse.

    Christopher ForteChristopher Forte9 dagar sedan
  • The voracious exhaust extremely suspect because editor osmotically hammer to a tart point. infamous, daily bomb

    Carla HoustonCarla Houston10 dagar sedan
  • "student loan debt is a major problem" and then America elects the guy responsible for it being unable to be discharged through bankruptcy, as president.

    prozzak6616prozzak661610 dagar sedan
    • The Democratic leadership jammed Biden down our throat in the primaries and in the general election ... choice of the lesser evils as usual.

      50jakecs50jakecs5 dagar sedan
  • You included the Raccoon Whisperer! Love.

    Melicious MiscMelicious Misc10 dagar sedan
  • Nothing like watching a Last Week Tonight episode and growing ever more disheartened by the wreck that is your nation

    Malgax The GreatMalgax The Great10 dagar sedan
  • Feels like bankruptcy is primarily for the rich to just renege on their commitments

    James FlynnJames Flynn10 dagar sedan
  • These thumbnails have John looking progressively more and more done with the world

    Lee StoichkovaLee Stoichkova11 dagar sedan
  • My long-term financial plan has always been... 1. Rack up a shitload of credit card debt. 2. Die. 3. Make the credit card companies eat it.

    ChaosLordChaosLord11 dagar sedan

    lw88lw8811 dagar sedan
  • I like how a month later the bat reference is now questionable

    Vladimir ZhilyaevVladimir Zhilyaev11 dagar sedan
  • I was waiting and waiting to hear Credit Card Joe's name! So glad that Oliver didn't shy away from this truth.

    Camille ShultzCamille Shultz11 dagar sedan
  • Student Loans MUST NEVER be dischargeable! And that is coming from someone who lived out of a tent for two years in Canada to deal with mine (and that was just to get back on track).

    Ryan StewartRyan Stewart11 dagar sedan
  • My, Oh, My. Isn't bankruptcy the favorite game play of the Obese Orange Weasel apart from just not paying his bills anyway.

    TimberwolfC14TimberwolfC1412 dagar sedan
  • Biden voted yes on that bill

    Sean BSean B12 dagar sedan
  • Of course if your last name is "Trump," filing bankruptcy six times just means you're "smart."

    Ashley MarieAshley Marie12 dagar sedan
  • Well, I *think* I know where the BAFTA (TV) for "Best Bad Acting During Genuine Factual Episodic Reporting Of High Social Consequence" is gonna go.... I will be watching with intense interest on June 6th, Dude!

    Rob SchofieldRob Schofield12 dagar sedan
    • PS. As ever, a truly excellent piece - long may it continue, Mr. O. (from over here, in Daaarrr-zet)

      Rob SchofieldRob Schofield12 dagar sedan
  • I swear this show has done a million times more to keep me out of America than any wall ever could.

    Antoine FDAntoine FD12 dagar sedan
  • Why is it that you almost never hear talk about Chapter 11 bankruptcies? Could it be that corporations are too sacred to be criticized because of their "wholly" pursuit of the almighty dollar? Just asking.

    Linda MaddoxLinda Maddox12 dagar sedan
  • I was forced into bankruptcy in 1992, when the recession on the east coast caused me to lose job. I was a single parent, buying a home for myself and my daughter. My usual line of work was in law. About two years earlier, most major firms began downsizing, including many law firms. I lost everything: house, car, health and life insurance, savings, home furnishings -- everything except our clothing. Many people became homeless. After two years of futile job searching and with failing health, I relocated, where my health continued to deteriorate. I never completely recovered. I went on permanent disability, as I never completely recovered. I consider my self blessed because I was eventually able to purchase enough life insurance to pay off my creditors upon my death. They'll just have to wait a while longer. But to that condescending, self-righteous windbag asking if banks should absorb their losses, I'd like to remind him that taxpayers absorb the losses of banks to the tune of up to $100,000 or more (ever hear of "FDlC" Federal Deposit Insurance Corporation) for a pittance. Would be nice if the government, likewise, underwrote taxpayers in case of bankruptcy. After all, it is taxpayers who pick up the tab to pay off depositors when banks go belly-up. The hypocrisy of the bum in that clip is nothing less than nauseating. He's feeling sorry for creditors, but probably voted against every piece of health care legislation proposed during his tenure, even though taxpayers would have picked up the tab for that also. I find it incredulous that the dick (in this clip) can be so indignant and adamant regarding how other people's monies are spent. Besides, with the exorbitant interest that lending institutions charge, they lose nothing -- unless they're lending to fat cats, ala Donald Trumpery. BTW, how many times has thst fart gone bankrupt within the last 35 - 40 years; and how much in taxes did he pay during that period?

    Linda MaddoxLinda Maddox12 dagar sedan
  • Who the fuck has a masters degree and doesn't know they can't discharge?

    Bryan SmithBryan Smith12 dagar sedan
  • The trouble with the student debt issue is, if you're 22 and $80K in debt, you can file for bankruptcy and have a clear credit record by the time you're 30. A lot of people would be tempted to do that.

    psammiadpsammiad12 dagar sedan
  • its funny how in america biden is considered a progressive, in the UK he's UKIP our extreme right party, trump is the brexit partty lollllll

    gingy rockagingy rocka12 dagar sedan
  • I know several restaurant owners that follow the Trump manual of bankruptcy. The "company" goes bankrupt, the owner walks away with pockets full and starts a new one that goes bankrupt as well.

    SurleyBlaineSurleyBlaine13 dagar sedan
  • Joe Biden has been one of the worst politicians for average people for decades. And he's also a massive creep around little girls. The only good thing I can think to say about him is that at least he's not Trump. And that is not saying much.

    Brian GriffinBrian Griffin13 dagar sedan
  • Hello

    Silent GamerSilent Gamer13 dagar sedan
  • It's a ponzi world of huge wealth disparity and poverty ...and while all countries try to convince their peoples that they are all important and part of their countries success...the reality at stats show a different truth... as all our hierarchically controlled systems are geared to serve and flow money up to those at the top, at the cost and expense of everyone else below. Now people will go up the ponzi wealth ladders and others will fail and slide down ...but the the pattern is pretty consistent...which should make the majority of people shocked and awake! Half of the world's net wealth currently belongs to the top 1%, The top 10% collectively holds 85% of global net wealth The bottom 90% hold the remaining 15% of the world's total wealth, However the top 30% hold 97% of the total wealth. Which means 70% of adults on the planet compete and survive on only 3% of the net wealth in the world So.... this is why the world of humans is naturally completely f@#ked up. But this isn't new as all our Hierarchies throughout history have always shown pretty similar stats and disparities.

    John TalbotJohn Talbot13 dagar sedan
  • damn Truck-kun immigrated to the US?

    Princess JelloPrincess Jello13 dagar sedan
  • I love student lones in the U.K., much better system And we don’t have medical bills

    Mr PiggyMr Piggy13 dagar sedan
  • 8:00 missed opportunity to follow-up on word “discharge”

    Palestine ExistsPalestine Exists13 dagar sedan
  • i'd like to personally apologise to the person that had to edit a picture of furry porn onto this video

    bruhbruh13 dagar sedan
  • Americans could have changed all this if they’d voted for Bernie but they chose good old platitude and cliche Biden who has had a 40 year history of punishing poor people and African Americans

    Nathan StoneNathan Stone13 dagar sedan
  • 11:45 is like watching John's innately repressed British soul return to his body after being briefly possessed by Julianne Moore

    Natascha A-SNatascha A-S13 dagar sedan
  • The intonation on that Julianne Moore speech was *flawless*. Who needs accent work when you can capture the tone of someone's delivery?

    GoldnDustyGoldnDusty13 dagar sedan
  • shame on you.... wow John, you deserve the BAFTA!!

    A Streetcat named Bob - Official ChannelA Streetcat named Bob - Official Channel14 dagar sedan
  • One nit to pick. The couple who said they didn't afford to go bankrupt. You don't need money. You can file yourself and your can get fee waivers. What they're saying is they just don't feel like doing the leg with to figure out the process (aka Google "how to file for bankruptcy")

    Rob GibsonRob Gibson14 dagar sedan
  • Very informative Man the cartoon was good 👌

    Harshit PathakHarshit Pathak14 dagar sedan
  • What is that “shame on you” pharmacist monologue from?

    Dan the DudeDan the Dude14 dagar sedan
  • Jeff has anime eyes

    Dan the DudeDan the Dude14 dagar sedan
  • I love the raccoon whisperer

    Isaiah Isaac Hoerauf AbelIsaiah Isaac Hoerauf Abel14 dagar sedan
  • It's not the fault of the bats, but the fault of those who ate the bats.

    StanTheFelineStanTheFeline15 dagar sedan
  • Biden is at most centre right not left-wing or progressive.

    SECDUPSECDUP15 dagar sedan
  • Donald Trump has filed for Bankruptcy more times than he's filed for divorce, and he's a "smart, successful businessman" That Applicant on 'Shark Tank' filed for bankruptcy and he's "Radioactive".

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    Jeanelle PlaceJeanelle Place15 dagar sedan
  • Peace settlement should now be imposed on Israel, there is nothing more to negotiate on the two states for two people in the land of Palestine. There has been far too much discussion and very little action. Far too many UN resolutions which Israel has ignored. The settlement should be based on Israel's full withdrawal, without exceptions, to the pre-1967 borders, this includes all West Bank, East Jerusalem, Golan Heights and any other land and territory it has illegally occupied from 3rd June 1967 to the present date. There are to be no land / border adjustments etc. Israel must remove its illegal "Berlin Wall in the West Bank and fully lift its land, sea and air blockade of Gaza and the West Bank. Israel must immediately stop all forced displacements of Palestinians from the homes they have lived in for generation and it must also vacate all homes, land and orchards it has occupied in East Jerusalem, including the Al-Aqsa compound and grounds, and the West Bank. Israel must immediately release all political prisoners, including Marwan Barghouti, and all children it has arrested since 1967 to date. It would be wise for the UNSC to vote to put a peacekeeping force to monitor Israel's compliance with its full and unconditional withdrawal to its pre-1967 borders.

    Sohail KhanSohail Khan15 dagar sedan
  • Politicians handed a huge win to the Credit Card companies? Who da thunk?

    Harry CooperHarry Cooper15 dagar sedan
  • Wow! It actually took 10 whole minutes for this to somehow be tied into some kind of unfair racial bias where black people are being screwed over just because they are black. It usually takes about half that amount of time to get there. Pretty sick of constantly hearing about how bad minorities have it just because they are minorities without a single bit of context whatsoever.

    Bradley SmithBradley Smith15 dagar sedan
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    Lion ClieliLion Clieli15 dagar sedan
  • I bet this guy smells his own farts, then talks down on people who won't smell them with him

    Beau CarrBeau Carr16 dagar sedan
  • I can't say that I was sold Chapter 13, but the general idea was that it was better to pay off a few necessary debts through the protection of the court than to file Chapter 7 and not have paid anyone. Chapter 7 was only what the loathsome would do, was the idea back in the 90s.

    clem kadiddlehopperclem kadiddlehopper16 dagar sedan
  • I see the Ken Rannick commercial and thought, "She would've left him." :p

    Brand XBrand X16 dagar sedan
  • Do you know why every country is in debt it's because of the evil banking cabal. We have been robbed for decades. Well I know that 4,000+ top bank officials have been arrested worldwide.

    rogdeb1rogdeb116 dagar sedan
  • Yeah....if you dont use debt you wont get into this trouble tho. Dave Ramsay for the win.

    The Man's KitchenThe Man's Kitchen16 dagar sedan
  • Why are you fifty k in debt?

    jerome dragunjerome dragun16 dagar sedan
  • In all seriousness alot of people who went bankrupt had nothing to do with medical reasons, and many just made poor money decisions. The "how to budget" videos are a really good tool. Just because of a few outliers doesn't mean it should be gotten rid of.

    Zach MuellerZach Mueller16 dagar sedan
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    Anna NealAnna Neal17 dagar sedan
  • Wow Suze, why don’t you tell people who can’t afford food to go graze at Walmart as they said they don’t prosecute shoplifters for less than $25.00. You can break a lot of packages and stuff a lot of food in your mouth before you reach the $25.00 limit.

    Denebola MauDenebola Mau17 dagar sedan
  • hehe, it's nothing about Hamas! the kids didn't kill because Hamas shoots missiles! of course not! who says that stupid??? Hamas only shoot rockets on civilian because he has good reasons! he can also shoot tomorrow and still all the kids who will get kill will be again the fault of Hamas we never see this connection because its not! we do not really care for the kids we just care for the jihad! and Islam! but it (secrete sh sh don't say) so why you are trying to tell this kid get kill by the fight of Hamas this is bullshit I can't except

    ZURE ZOROZURE ZORO17 dagar sedan
  • Dear John How many dead Jews will be considered by you a reasonable amount in light of the Palestinian casualties? Is there a preference for dead Jewish children, or old men or women.I would like to know what your expectations are, so that next time we will allow Hamas missiles to hit us hard enough for us to get a more balanced overview from you.

    ZURE ZOROZURE ZORO17 dagar sedan
    • Free Palestine!

      Noel ShenNoel Shen17 dagar sedan

    ZURE ZOROZURE ZORO17 dagar sedan
  • How can Joe Biden have a completely different face now compared to then?

    Ricky MallardRicky Mallard17 dagar sedan
  • I came for the raccoon hot dog video.. and WHOA!

    Denis ThomasDenis Thomas17 dagar sedan
  • I own the nick cage in a banana pillow case he showed as an example.

    Lamar FarmanLamar Farman17 dagar sedan
  • Omfg the raccoons were adorable

    Phillip AlcornPhillip Alcorn17 dagar sedan
  • As someone who filed a chapter 13, and managed to make it to discharge - I can confidently state that it was utter bullshit, and I was forced into it by exactly the methods John Oliver mentioned in this segment. Fuck lawyers, and fuck Chuck Grassley.

    Jason LindbeckJason Lindbeck17 dagar sedan
  • how come trumph has managed to go bankrupt umpteen times?

    lennymccartney1lennymccartney117 dagar sedan
  • The problem ultimately from almost all of the problems in America is companies profiting off people's poverty and desperation, highly inflated medical costs from lobbying from insurance companies, and no decent healthcare. A huge private prison that profits of people reoffending or just incarcerating any and everyone for anything. The public are exploited in every possible way and kept as vulnerable as possible for so every cent can be sucked from you and ensure you're a slave till you die

    teemoIRLteemoIRL17 dagar sedan